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  monicazz1998 2024-06-30 16:58

  3.0

  I asked ChatGPT to act as an expert in mortgage and help me make some calculation on how much money will I lose if I stop paying the mortgage after 4 years of payment. Overall, I think the interaction is not very helpful. I tried to provide a lot of information in advance, including: Original price of the house is 1 million, I already paid 10%, the mortgage lasts 30 years for 3% interest rate, I've paid 4 years already. " Still, After three rounds of conversation, I still can't get the estimated amount of lost money. So the ability is still a little bit far from satisfactory. The math is a little bit strange and I am not quite sure whether it's correct. Prompts: 1. You are an expert in mortgage, and I will consult you a few questions about the mortgage of my house. The questions include "I bought my current house in California for about 1 million dollars 4 years ago and paid 10% fees. The mortgage will last 30 years with fixed rate 3%. I've paid the mortgage timely to the bank for 4 years already and I just lost my job. How much money will I lose if I stop paying the mortgage to the bank? 2. Follow up question: "Can you help me make some calculation on how much money will I lose. Do you need some more information?". 3. Third question: "Original loan amount: 0.9 million dollars, Current loan balance: 0.8 million dollars, Estimated property value: 1.1 million dollars"

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